Last Updated: August 2026
Everything AI, LLC ("Everything AI Now") provides educational information, dispute templates, and software tools designed to help consumers understand their rights under the Fair Credit Reporting Act (FCRA). All content, including our $17 Credit Dispute Blueprint PDF, blog articles, and consultations, is strictly for educational and informational purposes.
We are NOT a law firm, a financial advisor, or a credit repair organization.
Everything AI, LLC and its representatives (including Farkhan Shah) do not provide legal advice, financial advisory services, or attorney representation. We do not perform credit repair services on your behalf as defined by the Credit Repair Organizations Act (CROA). Our products are 100% self-guided, DIY educational documentation workbooks. If you require legal advice or representation, you should consult a licensed attorney in your jurisdiction.
Under the Credit Repair Organizations Act (CROA), it is strictly illegal for any company to guarantee specific credit score increases, promise the removal of accurate negative information, or charge advance fees for credit repair services.
Everything AI, LLC makes no explicit or implied guarantees regarding individual funding, underwriting, or credit score outcomes. Individual credit outcomes depend entirely on unique bureau reporting histories, the accuracy of the data in your file, and your personal execution of the educational frameworks provided. Any actions you take using our templates and workflows are based on your own factual credit file data and are done entirely at your own risk.
Any statements regarding potential financial savings, interest rate reductions, or business funding capabilities are illustrative estimates based on general industry data. They do not constitute a promise or guarantee of future earnings or savings. Your financial success relies on a wide variety of factors outside of our control, including market conditions, lending guidelines, and personal financial habits.
For any questions regarding this disclaimer, please contact us at support@everythingainow.com.